Home Loan- Overview
Home Loan- sahirupaya.com solutions offer Home Loan is your one stop solution for your dream home. Whether you want to purchase a house or construct a new house, we offer a wide range of products well suited to meet your housing loan requirement. We also offer affordable home loans at attractive rate of interest rates for tenure up to 30 years.
Non Resident Indian (NRI) can also avail their home loan through this platform.
A Home loan is used to buy an under construction or completed houe or for the construction of property on a land. The house for which the loan is taken is kept as mortgage with the Bank as collateral.
Interest Rate Range: 6.50% Onwards (Annual rate of interest)
Minimum and maximum period for repayment Period): 5-30 Years
Processing Fee : 0.5%-1% of the loan amount
Documentation Fee : Rs 1200-2000
Representative Example:
For a loan amount of 30 lakh @ 11% interest rate, Total payment in 3 years will be Rs 39,13,640 out of which interest paid will be Rs 9,13,640
List of Documents:
1) ID Proof - Pan Card , Aadhar Card, Passport Copy
2) Minimum age - 21 years
3) Valid Bank Account
4) Last 3 months Income Proof
5) Valid Address Proof
6) Last 2 Years Form 16 / Last 2 Years ITR copy
7) Co-applications Docuemnts same as Applicant's - If applicable
